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31-Mar-2019 06:25

Check before you sign, although the company must provide you with the same notification of your rights as doorstep sellers.

You will only benefit from a cooling off period if the credit agreement was made in one of the following ways: For agreements which fall under (1), you will have a cooling off period of 5 days, which begins from the time you receive the second copy of the agreement (containing the cancellation form).

For this reason, the Timeshare Act 1992 gives you the benefit of a cooling off period of 14 days if contracts are signed in the UK.

If you sign abroad you will be subject to local laws, although most European member states have a cooling off period of 10 days.

There are specific guidelines on how you should cancel the contract, which must be notified to you by the creditor before or immediately after the contract is made.

If the creditor does not make this information available to you, then your cooling off period will not begin until this happens.

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This is referred to as your cooling off period and the duration of this period depends on what you bought and the manner in which you bought it.

For contracts which fall under (2) and (3), you benefit from a 14 day cooling off period.



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